NC insurance customers irked by policy linking their Auto Policies to their Homeowners Insurance Policies. This year, two of the most popular underwriters of homeowners insurance policies in North Carolina – Allstate and N.C. Farm Bureau – have adopted underwriting guidelines that …

NC insurance customers irked by policy Read more »

Tip#10 Spend More Time Outside This one sounds kind of obvious but really it works! Look we live in the South and whether you want to admit it or not people lives right here in Raleigh WITHOUT air conditioning for more than 300 …

Tip #10 How to Cut Your Power Bill Read more »

What Private Mortgage Insurance and why do I have it? Years ago when your grand parents bought a home they saved each extra penny they could until they had enough for a down payment that was equal to at least 20% of the …

What is Private Mortgage Insurance? Read more »

Because of the plethora of natural disasters across the country it occurred to me that there may be a lot of Buyers and Sellers whose purchase or sale or mortgage refinance has been delayed for reasons they simply do not understand. This post is intended to be an …

FEMA Declared Disaster Area – Loan Application in Process Read more »

USDA RURAL DEVELOPMENT GUARANTEED RURAL HOUSING NEWS From the National Office in Washington DC June 15, 2011 GUARANTEED LOAN FUNDING UPDATE:  SUMMER SIZZLES!   GUARANTEED LOAN VOLUME UP!  PLENTY OF FUNDING AVAILABLE!    The Single Family Housing Guaranteed Loan Program (SFHGLP) …

$14 Billion in No Money Down Guaranteed Loans for Rural Homebuyers Read more »

Two banks that have begun to demonstrate the tell-tale stress signs of banks that banks who eventually are closed by the Fed typically demonstrate; Four Oaks Bank & Gateway Bank (Hampton Road Bank). Both Banks are sustaining significant losses in …

Two Raleigh Area Banks on the ropes Read more »