There’s been a lot of rhetoric coming from both sides of the congressional aisles these days; from Democratic and Republican parties and even a few in between. But recently the media has begun reporting government shutdown fallacies as facts. I’ve …

FAQ – How Will a Government Shut-down Delay My Mortgage Loan Application? Read more »

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Question: My partner and I are not married and only one of us is an eligible veteran while the other is not.  Can both our income be considered for the loan application? Answer: YES, as long as one of …

Underwriting Tip – VA Loans Unmarried Applicants Read more »

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Veterans Loans The fact that a bankruptcy exists in an applicant’s (or spouse’s) credit history does not in itself disqualify the loan.  Develop complete information on the facts and circumstances of the bankruptcy.  Consider the reasons for the bankruptcy and the type of …

Underwriting Tip – Bankruptcy Waiting Periods – VA Read more »

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