One of the booming  cottage industries that has emerged from the Great Recession is credit repair companies. Most are by the same people who flew the sub prime mortgage industry into the ground lying to home buyers about their ability …

How to DIY Credit Repair Tips Read more »

If I were to tell you that you will be required by your lender {mortgagee} to give a Death Pledge to buy or refinance your next home would you might think twice and would you want to know more about to whom you were entering into a mortgage agreement with?

There have been a flurry of apartment deals in the Triangle over the past 18 months as investors flock to what has become the best-performing sector in commercial real estate. ..Average rents in March were $827 per month, up $22 from the same period a year ago

Due to the recent crisis of confidence by mortgage investors the zero down-payment loan programs disappeared faster than a keg of beer at a frat party!  Apart from VA and USDA Rural Development loans there are very few true 100% …

Loans for First Time Home Buyers Read more »

USDA RURAL DEVELOPMENT GUARANTEED RURAL HOUSING NEWS From the National Office in Washington DC June 15, 2011 GUARANTEED LOAN FUNDING UPDATE:  SUMMER SIZZLES!   GUARANTEED LOAN VOLUME UP!  PLENTY OF FUNDING AVAILABLE!    The Single Family Housing Guaranteed Loan Program (SFHGLP) …

$14 Billion in No Money Down Guaranteed Loans for Rural Homebuyers Read more »

In addition to these great tips in my home I implement a zero tolerance policy to cooking inside at all preferring to do all of my cooking outside! While nature’s thermostat rises, so does the cost of keeping your home cool, …

4 Energy Savings Tips to Keep your Home Cool! (via Kecia Speaks of Real Estate & Home Life) Read more »

The USDA is begging for people to borrow their money! The program will be undergoing significant changes in October with the introduction of a monthly PMI. Until then they have plenty of money and are eager to lend it; GUARANTEED …

$24 BILLION DOLLARS ALLOCATED FOR GUARANTEED LOANS! Read more »

In April I wrote about a bill introduced in the North Carolina General Assembly HB/485 that I dubbed Cash For Contractors. The sole purpose of the bill was to reward home buyers of a newly constructed home in North Carolina with a …

NC Home Buyer Tax Credit *UPDATE* Read more »