Privacy Statement

We have created this privacy statement in order to demonstrate our firm commitment to privacy.

We may use your IP address to help diagnose problems with our server, and to administer our website.

We use cookies to deliver content specific to your interests. You can choose to not utilize cookies by not logging in when you visit the site. If you do not log in any prior information will not be displayed, however you can utilize all functions of the website.

This site contains links to other sites. We are not responsible for the privacy practices or the content of such websites. We do not offer any information about our clients to other sites we link to. We strongly recommend you, as the user, check privacy statements of any other site that is linked to our site.

Our site uses various forms for customers to request information, products, and services. We collect visitor’s contact information (like their email address), unique identifiers (like their social security number), financial information (like their account or credit card numbers), and demographic information (like their zip code, age, or income level). The customer’s contact information is used to get in touch with the visitor when necessary, such as a necessary response to an application that was filled out or an information request. Unless there is a specific reason related to the above there should not be any contact with the user for any other reason. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Financial information that is collected is used to check the users’ qualifications as such, financial information and personal information will be shared with our lenders only after a complete application has been filled out and you authorize us to do so. Unique identifiers (such as social security numbers) are collected from website visitors to verify the user’s identity.

Demographic and profile data is also collected at our site. We use this data to tailor our visitor’s experience at our site, showing them content that we think they might be interested in, and displaying the content according to their preferences.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. All information about the users of our site is stored on our dedicated server. All mortgage applications are stored and transferred utilizing SSL technology to assure safety.

Choice/Opt out
This site gives the user the opportunity to not receive emails or correspondence from the site. Simply do not complete any sign-in or registration information on the site and you will not receive any correspondence from the site. We do not contact any site visitors that do not register, file applications, or request information from the site.

Notification of Change
The site will post a “What’s New” link on our home page to include any new information, programs or changes in our privacy statement for your convenience.

This site gives users the following options for changing and modifying information previously provided. Please contact our application service provider at:

Send mail to the following postal address:
Ricardo Cobos – PO Box 12, Garner, NC 27529