19 Steps to Buying a Home

19 Steps to Buying a Home

Step 16 Loan Documents received by Attorney

Once your attorney received the closing package he will produce a final settlement statement sometimes called HUD-1 which shows where every penny of your sale price and loan proceeds will be disbursed at closing.

This will also let you know how much money you will be required to bring to closing in the form of a bank cashier’s check. It should be pretty close the your original Good Faith Estimate but if it isn’t now is a good time to call your loan officer to find out why.


Since relocating from Northern Michigan in 2007 I have lived in Garner (27529) with my wife Melanie and our four children. With personal production of 8MM in real estate sales across Southern Wake County I am considered to be a local market expert in the following communities: Garner (27529), Fuquay-Varina (27526), Holly-Springs (27540), Apex (27502), and Raleigh (27603, 27604, 27606, 27609, 27610)) which spans from downtown Raleigh to Willow Spring including Lake Wheeler. Call or email me, I’m here to help! Ricardo Cobos (919) 526-0183

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